Workers' Compensation Law Maryland
Workers' compensation is a type of insurance in which all employers are required to obtain to protect their employees from job related injuries.
Does Workers' Compensation Insurance Cover All Workplace Injuries?
Workers' Compensation insurance does not cover all injuries at the workplace. Maryland state law states "In Maryland, in order for an injury to be covered, the harm suffered by the employee must have been caused by an "accidental personal injury arising out of and in the course of employment." It is also stated that the injury occurred in the "course of the employment".
That essentially means that:
- The injury occurred while the employee was performing a work act required by the employer
- The employee was at the employer's place of business or a designated work area
- The employee was performing duties required by the employer
How To File A Workers' Compensation Claim
Workers can file claim with the Maryland Workers' Compensation Commission (WCC). These worker compensation claims can be filed online. Printed forms are also available by contacting the WCC at the address below.
Maryland Workers' Compensation Commission
10 East Baltimore Street
Baltimore, Maryland 21202-1641
What Does The Salary Does The Injured Employee Receive For Total Temporary Disability?
A covered employee that is considered temporarily totally disabled due to a work related injury or an occupational disease shall be paid compensation that equals two-thirds of the average weekly wage on the covered employee, up to a maximum of the average Maryland weekly wage. The "average Maryland weekly wage" is calculated every year by the Department of Labor, Licensing and Regulation (DLLR).
What Does The Salary Does The Injured Employee Receive For Permanent Total Disability?
A covered employee that is considered permanently total disabled due to an work related injury or an occupational disease shall be paid compensation that equals to two-thirds of the average weekly wage of the covered employee, subject to a maximum payment equal to the State average weekly wage. The "average Maryland weekly wage" is calculated every year by the Department of Labor, Licensing and Regulation (DLLR).
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